Customers of Northern Rock, whose homes were sold by Government-owned UKAR to Tulip and Engage Credit, have received a letter telling them that their homes have been sold yet again. This time to Grasmere Mortgages, only registered in August 2019 and not regulated by the FCA. Whilst we took our mortgages out with high street lenders, by selling our homes to inactive book holders and vultures, the Government has left us highly exposed to crippling interest rates, multiple sales of our mortgages, and with no protection or choice. This is anxiety provoking in itself. The fact that this has been allowed to happen in the middle of a global pandemic is incomprehensible.